Anita contacted the insurance company on April 16th to inform them that they were still deducting payments despite her policy having ended. However, she could not recall who she spoke to or the exact date she canceled the policy. Additionally, she never received renewal policy details via mail or email.
The insurance company reviewed weeks of phone records to locate a record of her policy cancellation but found nothing. Anita's case serves as a reminder of the importance of keeping records and putting requests in writing to avoid such disputes.
Health Insurance Companies Request Rate Increases
RICHMOND, Va. (AP) — Most health insurance companies offering individual market coverage are requesting rate increases for the upcoming year. According to preliminary filings with the State Corporation Commission's Bureau of Insurance, insurers predict significant cost hikes for 2019.
The Richmond Times-Dispatch reports that nearly all insurers filing plans for the Affordable Care Act exchange anticipate large premium increases. SCC spokesman Ken Schrad noted that the bureau's review of filings is a months-long process, typically concluding by the end of August.
Vermont Lawmakers Endorse Health Insurance Mandate
MONTPELIER — After months of debate, Vermont lawmakers have approved legislation requiring all residents to obtain health insurance starting January 1, 2020.
The House and Senate reached a compromise on H.696, establishing a state-level individual mandate in response to federal policy changes. Rep. Tim Briglin (D-Thetford), a ranking member of the House Health Care Committee, emphasized the significance of this decision: “There’s a lot at stake here.”
Earlier this year, the Vermont House initially voted to implement the mandate as of January 1, 2019, without penalties for non-compliance. The bill calls for a working group to convene and develop recommendations on enforcement, administrative processes, and potential exemptions.
Conclusion These developments highlight the ongoing complexities within the U.S. health insurance system, from individual policy disputes to broader legislative efforts aimed at stabilizing coverage and costs.